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Crescent Appraisal Group, Inc. in Metairie perform appraisals for a variety of clients
Thousands of people in Louisiana purchase, sell or refinance their home every year. Most of these transactions involve a simple line item for an appraisal.
And while there are an increasing number of automated home valuation processes that might appear to be more cost-effective than an appraisal, the majority of lenders still call for a local expert because the stakes are very high.
But is getting a mortgage the only reason you should get an appraisal? Are there also times when the services of a licensed, independent real estate professional could be beneficial? You bet.
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Order appraisals online from Crescent Appraisal Group, Inc. by simply clicking here.
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Let Crescent Appraisal Group, Inc. help you challenge your tax assessment in Jefferson County
It's probable you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are based upon a previous assessment of your real estate, so if prices are less than what they used to be in your neighborhood, you can challenge your assessment and save money.
An appraisal from Crescent Appraisal Group, Inc. is your best evidence when building your case.
At Crescent Appraisal Group, Inc.,we can assist you in appealing your tax assessment.
Getting rid of your PMI will lower your mortgage payment
Private Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask home owners to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate.
More often than not, this added payment is bundled into the monthly mortgage payment and is soon forgotten.
PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable.
In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.
Crescent Appraisal Group, Inc. will give you a statement regarding the value of your home, and the cost of the home valuation can often be recovered in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress
A divorce is a very heartbreaking experience for the parties involved, and it is often more complicated by the troublesome decision of who gets the property.
Regardless of the situation, it's a good idea to get an appraisal from Crescent Appraisal Group, Inc. so both parties are completely aware of the true market value of their property.
The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Trustworthy estate liquidation
Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved.
We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike wealthy individuals.
A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten an honest deal.
Relocating to or from Jefferson County?
Employee relocation can be a more than just an inconvenience. We know where you're coming from!
We take great care in setting up an accommodating appointment time for the appraisal inspection.
We encourage relocating employees to provide remarks on the positive aspects of their property, along with information about any current sales or listings in their neighborhood that they want considered during our detailed process.
Selling your home quickly at the right price
Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price.
An appraiser has no vested interest in what price the house sells for, unlike real estate agents.
Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.
On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make.
Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.
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Crescent Appraisal Group, Inc. P.O. Box 7501 Metairie, LA 70010-7501
Phone: (504)887-7025 - Toll Free Fax: (866)632-4317 - Alternative Fax: (504)887-7760 E-mail: info@crescentappraisal.net
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